I am first time bidding on a Tax Lien Certificate Sale. I understand the interest rate is 0.25% + 5%. Please confirm the online information: "Interest Yield: The winning investor receives the certificate and earns interest at the bid rate until the property owner pays the outstanding taxes. Florida law guarantees a minimum return of 5% on the certificate unless it is auctioned at 0%. The accrued interest is taxable and reported to the IRS." From what I understand, the potential interest rate at maturity will be 5% + 0.25%. 12/28/2025 20:09:36 PM

Correct, on top of the delinquent tax amount though. Not on the amount buyer spent at auction. Also, the 0.25% is annual. 12/31/2025 12:46:59 PM

New to the tax lien system so if payment is paid then property is mine as long as I do the paperwork just a little bit confusing on how it works 01/22/2026 21:54:41 PM

if you win the auction you will own the lien. If the property owner doesn't pay their taxes by the maturity date, you can take the property to tax deed sale. If you are the high bidder you will get deed to the property and own the property. 01/23/2026 17:22:06 PM

What is the amount of the mortgage left on the home? 01/23/2026 13:08:01 PM

seller is unsure. 01/23/2026 17:22:24 PM

New to tax lien, so if i buy this lien, can i also pay additional unpaid taxes untile maturity date. what rate of return do i get on additional taxes that i pay. when do i start foreclosure process? at the end of the maturity date? 01/29/2026 12:22:38 PM

If you win, the lien will be assigned into your name. If the lien doesn't redeem, you will file a tax deed application, which is where you will have to pay all unpaid taxes. Interest would be 18%. Foreclosure process can start once maturity date ends. 01/29/2026 14:09:26 PM

how much is the actual tax lein for? 01/29/2026 13:07:26 PM

Face value of tax lien is $844.59 01/29/2026 13:43:06 PM